State law requires all motorists to carry liability insurance to ensure that in the event of an accident those who may be injured by a driver’s negligence can receive compensation. Therefore, if you get into a crash with an uninsured driver, it can be difficult to pursue a compensatory award for your losses.
A Manchester uninsured car accident lawyer could help you take the appropriate legal actions to obtain damages if you sustained injuries in a wreck. Additionally, an experienced attorney could assist if their insurance company fails or refuses to provide recovery through an uninsured motorist policy.
Handling Insurance Companies During an Uninsured Car Wreck Claim
Despite the requirement to carry insurance, many drivers choose to operate in defiance of this policy. As a result, state law also requires drivers to have uninsured motorist coverage as part of their auto insurance. However, in situations where injured parties may not know the motorist who caused their accident, insurance companies may delay or deny their claim. These circumstances most commonly occur in hit and run accidents.
A Manchester uninsured car wreck lawyer could advocate for an injured party when their insurance company is slow to pay a claim or denies payment entirely. They could do so by filing a claim with the civil court or taking the case to arbitration. A well-versed attorney could also help recover the amount that a claimant needs to cover all medical expenses, property damages, and other consequences from their accident.
Statute of Limitations
When someone suffers injuries as a result of another person’s negligent actions, the law limits the amount of time they have to file a claim for recovery. If an individual wants to pursue compensation from another motorist or their insurer, the statute of limitations is two years from the date of the accident under Connecticut General Statutes §52-584. However, it is important to note that the injured party only has 90 days after the incident to give proper notice that they intend to file.
Additionally, if a claimant’s insurance company fails to pay an uninsured motorist claim, they have three years to bring a claim against their insurer. If a claimant fails to meet the appropriate statutory deadline, they may risk losing their opportunity to collect damages. A Manchester lawyer who is familiar with uninsured car accident claims could work to ensure that an injured party meets the statute of limitations for their case.
Consult a Manchester Uninsured Car Accident Attorney
Sustaining injuries and property damage in a crash caused by an uninsured motorist can cause many legal obstacles that may not occur in other types of accident claims. Therefore, if you have been in this type of collision, you should get in touch with a Manchester uninsured car accident lawyer immediately.
Skilled legal counsel could protect your right to compensation and handle the complex legal process while you focus on your recovery. To learn how a seasoned attorney could help you, schedule an initial case consultation today.